I use a banking app to make deposits into my business account. It’s separate from the family bank accounts, so I can use the money to make purchases for my studio and other business-related expenses. Easier that way. These apps are getting more and more sophisticated as we go along, but still, they just can’t get some things right. Like taking pictures of the check for deposit then submitting it. The camera is great when it works automatically, but even then you hold your breath until you get the notification that your deposit was excepted—or not! My bank, which shall remain nameless, ain’t the greatest, that’s for sure. The account was opened for me when I worked for the company, and ten years later, I still have it. All transactions are conducted online, but at this bank, you have to wait twenty-four hours for any notifications of success or failure. ANNOYING!! The basic problem with the check deposit method is you’re at the mercy of the quality of the photos…which really ain’t that good. I get that they have to see the amount on the check…so why not have better quality camera features in the app! I have the top of the line iPhone, for heaven’s sake…use that technology! So, I got notification this morning that my deposit made yesterday was rejected.
So now what? Do I deposit it again? Will that deposit be rejected because I deposited the same check yesterday? I chose to try again only this time make sure you can see the friggin’ amount on the check. Now I gotta wait another twenty-four hours for thumbs up or thumbs down! I hate this. I gotta get a new bank!